Insular Park Financial is pleased to offer the following services:
Home Purchase Mortgage: We can provide you with either a pre approval or an approval for your home purchase whether it's a new home from a new home builder or a resale home. We look after your interest at all times. We can not only shop for the best mortgage rate in the market place but also other features which may help you to pay off your mortgage faster.
Debt Consolidation Mortgage: Are you drowning in debts? Can't afford the minimum monthly payment? Then it's time for you to call us for a no obligation confidential analysis of your financial status. One of our agents can sit with you and analyse your debts and the current mortgage to advise you how you can save thousands and pay off all your debts using the equity of your home. It's a free service from us to you.
New Immigrants' Mortgage: New to Canada? Don't know when to buy or what to buy? How much of a down payment you need for a mortgage? We can answer all your questions with no obligation. If you are renting we can show you to buy your 1st home with just 5% down. If you are currently it's time for you to stop paying your landlord's mortgage! We'll show you how?
First Time Home Buyer Mortgage: Dreaming of buying your first home! Dream no more!! We can help you to buy your dream home. We can also show you how you can get a tax rebate on your RRSP down payments. There are other incentives for first time home buyers!! Call us and we can help you minimize your expenses when you buy your dream home!!
Tax Deductible Mortgage: The Tax Deductible Mortgage Plan is one of the most powerful financial tools available to Canadian Homeowners. TDMP makes it easy for you to take advantage of this advanced financial strategy without any of the hassle. TDMP's fully automated Cash Management Solution guarantees your cash flows will happen on time, in the right order and the correct amounts, month after month and year after year. So you can rest easy and let TDMP take care of all the work!
Reverse Mortgage: A CHIP Home Income Plan is a loan secured by the equity in your home. Without having to sell your home, you can receive up to 40% of the value of your home. The big difference with CHIP is that you do not have to make any payments - interest or principal - for as long as you or your spouse live in your home. You maintain ownership and control of your home while enjoying all the benefits of having converted some of its value into readily accessible, tax-free cash flow.
Second Mortgages: We arrange second mortgages to those who are unable to refinance or renegotiate their mortgages for various reasons.
Analysis of your current Mortgage: We can provide you with a free no obligation and confidential analysis of your current mortgage to advise you on how you could 1) pay off your mortgage faster 2) minimize your interest payment, 3) maximize the return of your equity investment and much more..